Maryland Mortgages and Real Estate in 2022

Maryland Mortgages and Real Estate in 2022

As 2022 looms, many buyers, sellers, and agents are looking ahead to what the Maryland real estate market is likely to do. After 18 months of rising home prices and lower-than-average Maryland mortgages, this could be a year of stabilizing, or it could be a year of...
Mortgage Application Tips

Mortgage Application Tips

Mortgage approval is a useful bargaining chip when you’re shopping for a new home. Sometimes, having a pre-approval letter in place can mean the difference between having your offer accepted or having the lender choose another buyer who does. It also helps you know...
Pre-Qualifying For A Loan Vs. Loan Pre-Approval

Pre-Qualifying For A Loan Vs. Loan Pre-Approval

Having your financing squared away when you start looking for a home puts you in a stronger position for negotiation. Still, many home buyers are confused by the terms pre-qualification and pre-approval. While the terms sound similar, they aren’t the same thing....
What to Expect at Closing

What to Expect at Closing

The last step for most homebuyers before they move into their new home is the mortgage closing. This is a meeting where the home’s buyer and seller sign the documentation necessary to close the mortgage and officially transfer ownership of the house to its new...
Organizational Tips for Your Home from Kitchen through Garage

Organizational Tips for Your Home from Kitchen through Garage

Getting Your Home Ready to Sell – or to Simply Enjoy! Is your home a haven or a cluttered mess? It’s easy to get overwhelmed by the daily mail or the supplies you use to cook dinner, but you need organized spaces. Whether you’re prepping your home for sale...
What is a Co-Borrower and a Non-Occupying Co-Borrower

What is a Co-Borrower and a Non-Occupying Co-Borrower

When you pre-qualify for a mortgage, having a co-borrower on the loan can be helpful. But what is a co-borrower, and does the co-borrower have to live with you? Here is a closer look at how co-borrowers work and how you can use one to help improve your loan acceptance...