by First Home Mortgage | Oct 2, 2020 | Mortgage
When you are in the market for a mortgage, you have two basic options. Some people will go to a bank and apply for a loan. However, a local loan officer may be a better option. Mortgage brokers navigate loan options on behalf of their clients, the home buyer, to help... 
by First Home Mortgage | Sep 15, 2020 | Mortgage
Can Bi-weekly Mortgage Payments Save You Money? Outside of a low-interest rate, there are very few ways to save money on your mortgage. On a fixed-rate loan, the payments remain the same month to month, but there is a surprising tactic you can use to save even more.... 
by First Home Mortgage | Aug 26, 2020 | Mortgage
For home buyers struggling to come up with the money for a down payment, loving family members are often considerate enough to give them gifts to help. Gifts can help buyers come up with the big chunk of money they need to buy a home, but there are tax implications... 
by First Home Mortgage | Aug 6, 2020 | Mortgage
When mom and dad are ready to downsize or move to a home with less maintenance, you may have the option to buy their home. Doing so can save quite a bit of hassle for both them and you, limiting the need to enter the home selling or buying market. It can also help you... 
by First Home Mortgage | May 5, 2020 | Mortgage
Mortgage interest rates are always changing. Even within 24 hours, mortgage interest rates may move up and down, often more than once. These fluctuations can create frustration for homebuyers who want to know that they’re getting the best possible rate. One tool... 
by First Home Mortgage | Mar 30, 2020 | Mortgage
Mortgage rates can be temperamental. The rate the Federal Reserve charges is one of the factors that influence the rate your lender charges you for a mortgage. Not surprisingly, global economic factors come in to play when deciding mortgage rates. The recent...
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