How to Obtain Your Free Credit Report

How to Obtain Your Free Credit Report

One of the first things you need to do when you start shopping for a home is to get a copy of your free credit report. Your credit report gives you important insight into your financial health, and it will have a direct impact on how much you will be allowed to borrow...
Why a Home Inspection Can Save You Money

Why a Home Inspection Can Save You Money

For home buyers, a home inspection can feel like just another expense to add to a growing list of costs to close on the home. Yet failing to have the inspection can be a costly mistake. In fact, your home inspection could end up saving you money in the long run. If...
Empty Nesters and the Benefits of Downsizing

Empty Nesters and the Benefits of Downsizing

According to recent data, the average size of homes in America is shrinking. Where in 2015, the average size of single-family homes was 2,500 square feet; in 2018, that average dropped to 2,320. Though that is not a huge drop, it shows that more and more people are...
Factors That Influence Mortgage Interest Rates

Factors That Influence Mortgage Interest Rates

Home mortgages have many cost factors for you to consider, but the interest rate is one of the biggest. Of the life of the loan, your interest rate has the biggest impact on the amount you spend on your home. Many factors impact the rate assigned to home loans in...