Factors That Influence Mortgage Interest Rates
Home mortgages have many cost factors for you to consider, but the interest rate is one of the biggest. Of the life of the loan, your interest rate has the biggest impact on the amount you spend on your home. Many factors impact the rate assigned to home loans in...
Best Ways For Homebuyers to Improve Credit Scores
Homebuyers often get excited about locating the best house in ideal neighborhoods. Often, these potential buyers should be more aware of their finances and shift their focus to getting their finances in order so that they can qualify for the mortgage they need....
A Guide to Refinancing Your Home
A Guide to Refinancing Your Home Refinancing large loans like your mortgage can be one of the best financial decisions you can make. If you can properly refinance and get approved, a new mortgage can save you interest, lower your monthly payments, extend or shorten...
2020 Forecasts in Real Estate and Mortgage
Mortgage and real estate experts are looking towards 2020 to see what is expected in the coming year. This past year brought low rates, high demand, and a small supply of available homes, with low priced homes being particularly hard to find. As we look forward to the...
FHA vs. Conventional Loans
For many first-time home buyers, the down payment to buy a home is one of the biggest hurdles to overcome. Often, saving 20 percent is not possible, sending buyers looking for different loan options other than the conventional 80/20 loan. Thankfully, the mortgage...
Why Choosing a Local Mortgage Professional is Your Best Choice
Why Choosing a Local Mortgage Professional Is Your Best Choice For today’s home buyer, the options for mortgages are plenteous. You can find mortgage brokers online, instant online mortgage options, work with your favorite bank, or work through a local mortgage...
USDA Loans. Who Qualifies?
The USDA home loan program helps people purchase loans in non-urban areas with no down payment required. For those who qualify, this program is an affordable way to purchase a home. Because the loan has backing from the government, lenders face less risk, and thus the...
The Math: How to Determine How Much Home You Can Afford
As you enter the home buying marketplace, the first question you should ask is how much home can you afford? The answer is not always as straightforward as you might expect. In fact, it’s all too common for buyers to find they qualify for a much larger mortgage than...
Interest Rates Are Low – Now is a Great Time to Buy a New Home In Maryland
Low-interest rates and your new home. When you purchase a new home, your mortgage is one of the crucial factors to consider in the overall decision-making process. Since a mortgage is a financial agreement that lasts between 15 and 30 years, the lower your rate is,...
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This is not a commitment to lend. Terms and conditions of programs, products and services are subject to change. All loans are subject to credit approval and property appraisal. Certain restrictions may apply on all programs. First Home Mortgage Corporation of America, First Home Mortgage Services, and First Home Mortgage Company of Maryland are d/b/a's of First Home Mortgage Corporation. First Home Mortgage Corporation is licensed in Connecticut, Delaware, District of Columbia, Florida, Georgia Residential Mortgage Licensee (Lic. #23135), Indiana, Kentucky, Maine, Maryland, Massachusetts Mortgage Lender and Broker (Lic. #MC71603), Michigan, New Hampshire, Licensed by the New Jersey Department of Banking and Insurance, North Carolina, Pennsylvania, Rhode Island Licensed Lender and Broker, South Carolina, Tennessee, Vermont, Virginia, West Virginia. Equal Housing Lender. First Home Mortgage Corporation NMLS ID #71603 (www.nmlsconsumeraccess.org). Privacy Policy.