Foreclosure and Buying a Home – What You Should Know
If you have had a foreclosure in your past, buying a home becomes a little more complicated, but a foreclosure does not mean you can never become a homeowner. Each type of mortgage has its own set of circumstances and requirements you must meet. Knowing what these are...
Mortgage Rates and COVID-19
Mortgage rates can be temperamental. The rate the Federal Reserve charges is one of the factors that influence the rate your lender charges you for a mortgage. Not surprisingly, global economic factors come in to play when deciding mortgage rates. The recent...
Second Home or Investment Property – What’s the Difference?
Second homes and investment properties may sound like the same thing, but they're not. The subtle differences between these two types of homes can make a big difference, primarily because your lender will base your mortgage on which type of property you're trying to...
When is The Ideal Time to Buy a Home?
Thinking about buying a new home? Whether you’re a first-time or fifth-time homebuyer, the same questions remain in the beginning steps of the process with one of the very first ones being, “when is the right time to buy?” Many different factors contribute to this...
Home Appraisal: How to Get the Best Value for Your Home
If you are planning to sell your home, Hiring a home appraiser can be advantageous to determine your home's current market value. A current appraisal helps buyers to understand the value of your property and can bolster the asking price for your home.. What Do Home...
Millennials and the Home Buying Process
According to the National Association of Home Builders, Millennials, those born in 1980 and later, are a large majority of the home buying market. In fact, 68 percent of Millennials are currently hoping to buy a single-family home. With Millennials currently numbering...
Boomers and Real Estate Choices They Make
When it comes to real estate, one’s generation will often dictate much of their real estate habits. From home size to location and even the type of home people are buying, a person’s generation plays a huge role in determining what type of home is right for their...
6 Questions First-Time Homebuyers Need To Ask Your Mortgage Company
Buying your first home? Finding the right mortgage company is a key part of the process, and you should take the proper steps to ensure you do it right. Here are some questions for you to ask your mortgage professional so you can be confident you have chosen the best...
Home Loan Milestone – Underwriting
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This is not a commitment to lend. Terms and conditions of programs, products and services are subject to change. All loans are subject to credit approval and property appraisal. Certain restrictions may apply on all programs. First Home Mortgage Corporation of America, First Home Mortgage Services, and First Home Mortgage Company of Maryland are d/b/a's of First Home Mortgage Corporation. First Home Mortgage Corporation is licensed in Connecticut, Delaware, District of Columbia, Florida, Georgia Residential Mortgage Licensee (Lic. #23135), Indiana, Kentucky, Maine, Maryland, Massachusetts Mortgage Lender and Broker (Lic. #MC71603), Michigan, New Hampshire, Licensed by the New Jersey Department of Banking and Insurance, North Carolina, Pennsylvania, Rhode Island Licensed Lender and Broker, South Carolina, Tennessee, Vermont, Virginia, West Virginia. Equal Housing Lender. First Home Mortgage Corporation NMLS ID #71603 (www.nmlsconsumeraccess.org). Privacy Policy.